Build / Work

Smart Cheque

Smart Cheque turns a phone into a cheque scanner and validator. Scan a physical cheque and on-device OCR reads the details straight off it (number, amount, bank, account owner), then validates it on the spot, keeps scanned and post-dated cheques in a clear history, and lets you hold the amount. Built for the Jordanian market. We designed and built the app end to end, OCR included, and packaged the scan-and-validate engine as an SDK banks can drop into their own apps.

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Client: Smart Cheque
Industry: Fintech & Payments
Categories: Mobile · Integrations · SDK
Year: 2023

The Challenge

What we were up against

Cheques are still everywhere in the region, and so is the risk that comes with them: is this cheque real, is the account good for it, is it post-dated. Smart Cheque set out to answer that from a phone, by scanning a physical cheque and validating it on the spot.

That means the app has to do hard things well: read a cheque accurately with OCR (number, amount, bank, account owner) from a single photo, validate it securely, and never leave the user unsure whether a cheque is good or not.

It also has to stay organized. Users scan many cheques over time, some valid, some not, some post-dated, so history and status had to be first-class, not an afterthought.

And the capability that powers the app is something banks want inside their own products. So the scan-and-validate engine had to be packaged as an SDK other teams could integrate, cleanly and securely, not locked inside a single app.

Our Approach

How we solved it

Scan, Read with OCR, Validate

A guided camera flow captures the cheque, OCR reads the key fields straight off the image, and a secure validation step confirms whether the cheque is good, ending on a clear valid-or-not result.

History and Status, Front and Center

Scanned and post-dated cheques live in a clean history with amounts in JOD and an unmistakable valid or invalid status, so users always know where each cheque stands.

Designed and Built End to End

We took Smart Cheque from design through to a shipped mobile app.

An SDK Banks Can Embed

Beyond the consumer app, we packaged the scan-and-validate engine into an SDK, so banks can drop cheque scanning and OCR straight into their own apps without rebuilding the hard parts.

The Work